Can I afford a break, and what does it cost?
Covers: sabbatical, break, big purchase, career break, time off, leave.
Open the Sabbatical Planner tool →We add up what a break costs: your essential monthly spending minus any income you'd still earn, times the number of months, plus any one-time cost. Then we compare it to the savings you've set aside and show what's left and how many months of runway that leaves.
It's a calm what-if, not a verdict. If it isn't covered yet, we say by how much, no shame, just the number, so you can adjust the length, save a bit more, or line up some income during the break.
Free forever, with no account and no ads. Computed entirely on your device for U.S. taxes and benefits — nothing is ever sent anywhere. Educational information, not financial, tax, investment, or legal advice.