There are a thousand budgeting apps, tax calculators, and money coaches. Almost all of them want your email, your data, your attention, or your money. enklayve wants none of it. Here is what makes it different.
No accounts, no ads, no cookie banner, no upsell, no premium tier, ever. The finance celebrities sell this; we think knowing where you stand should be a public good, free for everyone.
Every number is computed on your device. There is no server to send your data to, so it cannot leak, be sold, or train anything. Your money stays yours.
Every figure shows the exact math and links the public rule behind it. You never have to trust a personality. You can verify it yourself, down to the citation.
Your real take-home pay, federal and state taxes, the benefits and credits you may be owed, debt payoff, and your next right step, all in one calm place.
No streaks, no guilt, no fear-of-missing-out, no notifications begging you back. It respects your time and never tries to manipulate you. Just answers.
Open source, deterministic, and reproducible from public data. It works offline, installs like an app, and will still give the same honest answer years from now.
Taxes and take-home pay, self-employment and quarterly estimates, investing and capital gains, retirement and Social Security, mortgages and debt payoff, budgeting, home buying, insurance, benefits and credits you may be owed, and what to do when a month does not close. No account, no ads, no upload.
enklayve covers U.S. federal and state taxes and benefits today. Support for more places, starting with Europe, India, China, and Russia, is on the roadmap as we learn each one's rules properly. We would rather be right than everywhere.
Free forever, with no account and no ads. Computed entirely on your device for U.S. taxes and benefits — nothing is ever sent anywhere. Educational information, not financial, tax, investment, or legal advice.