A transparent, needs-based coverage estimate.
Covers: life insurance, coverage, dime, needs, protection, term life.
Open the Life Insurance Needs tool →We use the transparent 'DIME' needs method: replace several years of your income for your dependents, clear your Debts and your Mortgage, and cover final expenses plus future obligations like a child's Education. That's the gross need. We then subtract the coverage you already have and your liquid assets to get the new coverage worth considering.
It's a starting estimate, not advice. Term life is usually the low-cost way to cover a need that fades as debts shrink and kids grow up. Verify specifics with a licensed agent or fee-only planner.
Free forever, with no account and no ads. Computed entirely on your device for U.S. taxes and benefits — nothing is ever sent anywhere. Educational information, not financial, tax, investment, or legal advice.