EITC from the published phase-in and phase-out.
Covers: eitc, earned income, credit, refundable.
Open the Earned Income Tax Credit tool →The Earned Income Tax Credit phases in as a percentage of your earned income, rises to a maximum, holds on a plateau, then phases out above an income threshold. The rates, maximum, and thresholds all depend on your number of qualifying children and whether you file jointly. We use the published 2026 figures.
It's refundable, it can pay out even if you owe no tax. One rule is a cliff rather than a curve: §32(i) allows no credit at all once your aggregate investment income — interest, dividends, capital gains, rents and royalties — passes the year's limit, whatever you earned, so that figure is a field here. Real eligibility also depends on the qualifying-child tests and, for filers with no children, being age 25–64.
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