Map income and bills across the month to spot tight days.
Covers: cash flow, timeline, tight days, paycheck timing, bills, calendar.
Open the Cash-Flow Timeline tool →Enter your starting balance and each income and bill with the day of the month it lands. We walk a running balance day by day and surface your lowest point, and any day it would dip below zero. That's the classic squeeze when rent is due before payday.
It's a timing tool, not a budget total: two months with the same income can feel very different depending on when money comes and goes. If a tight day shows up, a small buffer or shifting a due date often fixes it.
Free forever, with no account and no ads. Computed entirely on your device for U.S. taxes and benefits — nothing is ever sent anywhere. Educational information, not financial, tax, investment, or legal advice.