Your real paycheck after federal, FICA, state, and local taxes, across all states.
Open the Take-Home Pay tool →Your take-home is your gross pay minus four things: federal income tax (the larger of your standard or itemized deduction, then the IRS bracket schedule), FICA (Social Security at 6.2% up to the annual wage base, plus Medicare at 1.45%, and a 0.9% Additional Medicare surtax on high earners), your state income tax, and any local tax that applies.
The effective rate is your total tax divided by gross income; the marginal rate is the bracket your next dollar lands in. Every line links the IRS or state source it came from.
Computed entirely on your device for U.S. taxes and benefits. Nothing is ever sent anywhere, and it is free forever. Educational information, not financial, tax, investment, or legal advice.