Your RMD schedule from the IRS Uniform Lifetime Table.
Open the Required Minimum Distribution tool →Once you reach the required age (73 for 2026 under the SECURE 2.0 Act), the IRS requires you to withdraw a minimum amount from tax-deferred retirement accounts each year. We divide your account balance on December 31 of last year by the distribution period (a life-expectancy factor) for your age from the IRS Uniform Lifetime Table.
The Uniform Lifetime Table applies to most owners. A different table applies if your sole beneficiary is a spouse more than ten years younger, so verify your situation with the IRS or your plan administrator.
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