A transparent, needs-based coverage estimate.
Open the Life Insurance Needs tool →We use the transparent 'DIME' needs method: replace several years of your income for your dependents, clear your Debts and your Mortgage, and cover final expenses plus future obligations like a child's Education. That's the gross need. We then subtract the coverage you already have and your liquid assets to get the new coverage worth considering.
It's a starting estimate, not advice. Term life is usually the low-cost way to cover a need that fades as debts shrink and kids grow up. Verify specifics with a licensed agent or fee-only planner.
Computed entirely on your device for U.S. taxes and benefits. Nothing is ever sent anywhere, and it is free forever. Educational information, not financial, tax, investment, or legal advice.