Capital Gains

Short- and long-term gains with a cost-basis helper.

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How this works

Short-term gains (assets held a year or less) are ordinary income, so we stack them on your other taxable income and tax them at your marginal brackets. Long-term gains (held more than a year) get the preferential 0%, 15%, and 20% rates, stacked on top of everything beneath them, so the bracket a long-term dollar lands in depends on your ordinary income first.

If your modified AGI is high enough, the Net Investment Income Tax adds 3.8% on the smaller of your net investment income or the amount above the threshold for your filing status. Enter a single lot as proceeds minus cost basis to get the gain; a full FIFO / specific-identification lot picker is on the way. Net losses aren't modeled here, enter net gains.

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Computed entirely on your device for U.S. taxes and benefits. Nothing is ever sent anywhere, and it is free forever. Educational information, not financial, tax, investment, or legal advice.